Persona · Financial Analysis
Financial Analyst
Curates AI-generated forecasts, scenarios, and business intelligence instead of building spreadsheet models. Reviews model outputs, enriches assumptions, and communicates insight — agents do the number-crunching.
◉ Scenario-ready
Dashboard · AI-Generated Forecasts & Business Intelligence
Forecast Workbench
Rolling 18-month · updated continuously
Forecast Accuracy
88.4%
▲ +24pp vs spreadsheet
Scenarios Live
14
Updated on signal change
Time on Data Prep
8%
From 62% · agent handles
Variance Explained
94%
AI-attributed drivers
Business Questions
4.2h
Avg time-to-answer
Scenario Comparison · Live Model14 scenarios
| Scenario | Revenue | EBITDA | Cash | vs Plan | Status |
|---|---|---|---|---|---|
| Base | $2.40B | $438M | $284M | +0% | Active |
| Upside +10% | $2.64B | $508M | $342M | +10% | Active |
| Downside −10% | $2.16B | $368M | $226M | −10% | Active |
| Volume Shock | $2.08B | $330M | $198M | −13% | Draft |
| FX Stress | $2.28B | $402M | $258M | −5% | Draft |
| M&A Impact | $2.76B | $470M | $186M | +15% | Draft |
Forecast Accuracy Trend · 6 Months
Agent Skills · Low-Code Foundation
Financial Analyst — Skills Library
Reusable low-code building blocks for the Financial Analyst Agent. The analyst configures assumptions, curates outputs, and communicates insight.
◉ 6 skills
forecast.generate
MLProduces rolling 18-month revenue and cost forecasts per BU, product line, and geography from historical patterns and leading indicators.
scenario.build
AnalyticsSpins up new scenarios from a business assumption — volume change, FX move, cost shock — in seconds. Manager reviews and publishes.
variance.explain
GenAIAttributes period-over-period variance to root drivers with supporting data and business context. Replaces manual flux commentary.
data.assemble
PlatformPulls actuals from ERP, CRM pipeline, HR, and operations into the planning model continuously. No manual data-wrangling.
kpi.alert
AnalyticsMonitors KPIs against plan and prior year. Alerts analyst when drift exceeds configurable thresholds with root-cause hypothesis.
insight.narrate
GenAITranslates forecast data into plain-language business commentary ready for management review, board decks, and business partners.
Persona · Senior Financial Analysis
Senior Financial Analyst
Synthesizes predictive analytics and scalable financial guidance for business managers and leaders. Converts AI-generated signals into strategic recommendations — the judgment layer above the model.
◉ Insight-led
Dashboard · Predictive Analytics & Insight Synthesis
Senior Analyst Intelligence Hub
14 business units · 8 product lines
Insights Published MTD
48
BU decks + exec briefs
Prediction Lift
+24pp
vs last-year model baseline
Mgr Questions Answered
91%
<1 business day
Time to Insight
4.2h
From 3.2d · −87%
Insight Queue · Agent-Flagged6 pending
| Insight | Type | BU | Business Impact | Action | Status |
|---|---|---|---|---|---|
| Revenue softening Q3 | Predictive | Commercial | $18M | Reprice pipeline | Published |
| Cost run-rate drift | Variance | Industrial | $9M | Cost review | Published |
| Margin mix shift | Analytics | Tech | $6M | Mix optimise | Review |
| Headcount over-plan | Workforce | Corporate | $4M | Hiring pause | Review |
| Capex underspend | Capital | Ops | $12M | Re-phase projects | Draft |
| Churn risk signal | CRM signal | Commercial | $22M | Retention offer | Draft |
BU Insight Score · Quality Index
Agent Skills · Low-Code Foundation
Senior Financial Analyst — Skills Library
Skills that power the Senior Analyst Agent. The analyst governs the insight standard; the agent produces, synthesises, and delivers.
◉ 6 skills
predict.model
MLBuilds and maintains predictive models for revenue, headcount, and working capital by BU. Refreshed on new actuals.
signal.synthesise
AnalyticsAggregates leading indicators (pipeline, web, ops, macro) into a composite business signal index. Alerts on trend inflection.
guidance.draft
GenAIDrafts financial guidance narratives for business partners — context, implication, recommended action — for any metric.
benchmark.compare
IntelligenceCompares BU performance to internal peers and external sector benchmarks. Identifies where the business is ahead or behind.
model.explain
ExplainabilityProvides SHAP-style driver decomposition for any forecast or prediction — so the senior analyst can answer "why?" confidently.
brief.prepare
GenAIPrepares business review decks, CFO briefs, and board materials from the live data model. Analyst curates and publishes.
Persona · Cost & Margin Analysis
Cost / Margin Analyst
Pinpoints cost drivers and margin leakage across the P&L using AI-generated cost decomposition. Moves from summarising cost lines to investigating what's driving them and recommending action.
◉ Margin-led
Dashboard · AI-Driven Cost Decomposition & Margin Intelligence
Cost Driver Monitor
P&L · $2.4B revenue base
Gross Margin
38.4%
▲ +2.1pp YoY
Cost Variance vs Plan
$14.2M
Over · 4 drivers identified
Margin Leakage Found
$8.4M
Agent-identified QTD
Unexplained Variance
6%
From 38% · improving
Cost Driver Coverage
94%
AI-attributed
Cost Driver Decomposition · Live6 drivers
| Driver | Magnitude | Direction | Confidence | BU Attribution |
|---|---|---|---|---|
| Freight inflation | $4.8M | ↑ Unfav | High | Ops / Supply Chain |
| Mix shift | $3.2M | ↓ Fav | High | Commercial |
| Labour rate | $2.6M | ↑ Unfav | High | Industrial |
| Volume deleverage | $1.8M | ↑ Unfav | Med | Corporate |
| Price/volume | $2.1M | ↓ Fav | High | Commercial |
| FX | $0.9M | ↑ Unfav | Med | Global |
Margin Bridge · Plan to Actual
Agent Skills · Low-Code Foundation
Cost / Margin Analyst — Skills Library
Skills that power the Cost & Margin Agent. The analyst interprets findings and recommends action; the agent decomposing, detecting, and attributing.
◉ 6 skills
cost.decompose
AnalyticsBreaks every cost line into its drivers: volume, rate, mix, FX, inflation, and one-time. Quantifies each driver's contribution to variance.
leakage.detect
MLIdentifies margin leakage: missed pricing, over-allocated overhead, non-contract spend, freight anomalies. Produces recovery queue.
driver.attribute
AIAttributes P&L variance to business events (new product launch, geography entry, cost program) with statistical confidence.
margin.model
FinanceModels margin impact of pricing changes, cost reduction initiatives, and mix scenarios before committing.
benchmark.cost
IntelligenceCompares cost structure to industry peers and internal benchmarks by function, geography, and product line.
action.recommend
GenAITranslates cost intelligence into prioritised action recommendations for cost owners — with owner, timing, and estimated impact.
Persona · Corporate FP&A
Corporate FP&A Manager
Oversees the continuous planning platform aligned with enterprise strategy. Deploys planning logic as agent rules, manages the planning calendar, and is accountable for the integrity of consolidated numbers.
◉ Always-on planning
Dashboard · Continuous Planning Hub — Enterprise-Wide
Corporate Planning Control Tower
14 BUs · 8 geographies · rolling 18-month
◉ Active Plan Versions
6
Base + 5 scenarios live
◉ BUs Reconciled
14/14
100% · continuous
◉ Plan Submission Cycle
<1 day
From 4 weeks · always-on
◉ Plan Accuracy QTD
91.4%
▲ +18pp vs last cycle
Plan Reconciliation · By BU14 BUs
| BU | Plan Version | Revenue Plan | Cost Plan | vs Strat Plan | Status |
|---|---|---|---|---|---|
| Commercial | v4.1 | $840M | $494M | +2% | Ready |
| Industrial | v4.1 | $620M | $378M | −1% | Ready |
| Technology | v4.0 | $480M | $268M | +4% | Ready |
| Healthcare | v3.9 | $284M | $172M | −3% | Review |
| Consumer | v4.1 | $116M | $74M | +1% | Ready |
| Government | v3.8 | $60M | $42M | −5% | Review |
Planning Calendar · Old vs New Cycle Time
Agent Skills · Low-Code Foundation
Corporate FP&A Manager — Skills Library
Skills that power the Corporate Planning Agent. The manager governs assumptions and signs off; the agent consolidates, triggers, and assembles.
◉ 6 skills
plan.consolidate
FinanceAggregates BU plans, allocates corporate overhead, eliminates intercompany, and produces consolidated plan P&L, balance sheet, and cash flow.
assumption.govern
PolicyMaintains enterprise planning assumptions (macro, FX, inflation, headcount) and deploys updates to all BU models simultaneously.
reforecast.trigger
AnalyticsDetects when actual results or external signals diverge from plan beyond threshold and triggers a reforecast cycle automatically.
gap.close
WorkflowIdentifies the gap between current trajectory and plan target and generates a gap-close action list per BU with owner, initiative, and impact.
strat.align
GenAIReconciles the plan with the strategic plan — identifies where near-term decisions diverge from long-term strategy and surfaces trade-offs.
pack.assemble
GenAIProduces the monthly CFO/Board planning pack from the live model — financials, KPIs, commentary, outlook — in one click.
Persona · BU Finance Partner
Business Unit Finance Partner
Embeds AI financial intelligence into business unit decisions and day-to-day operations. Translates AI-generated forecasts and insights into business recommendations — the trusted financial advisor, not the report-runner.
◉ Embedded AI
Dashboard · BU Financial Intelligence — Real-Time
BU Finance Partner Dashboard
BU: Commercial & Industrial · $840M revenue
BU Revenue Tracking
$840M
102% of plan · +$16M
Gross Margin
41.2%
▲ +1.8pp vs plan
Headcount vs Budget
98.4%
2 roles under
Capex Utilisation
84%
4 projects behind
Forecast Risk
$12M
Downside flagged · 3 factors
BU Business Performance · P&L SummaryLive
| P&L Line | Plan | Actual | vs Plan $ | vs Plan % | Trend |
|---|---|---|---|---|---|
| Revenue | $824M | $840M | +$16M | +1.9% | ↑ Ahead |
| Gross Profit | $321M | $346M | +$25M | +7.8% | ↑ Ahead |
| OpEx | $168M | $172M | +$4M | +2.4% | → On track |
| EBITDA | $153M | $174M | +$21M | +13.7% | ↑ Ahead |
| Capex | $48M | $40M | −$8M | −16.7% | ⚠ Behind |
| Free Cash Flow | $118M | $128M | +$10M | +8.5% | ↑ Ahead |
BU AI Signals · Proactive Intelligence5 signals
Agent Skills · Low-Code Foundation
BU Finance Partner — Skills Library
Skills that power the BU Finance Partner Agent. The partner owns the business relationship and decisions; the agent maintains the live financial picture.
◉ 6 skills
bu.forecast
MLMaintains a live rolling forecast for the BU — refreshed daily from CRM, ops, HR, and financial actuals. No manual input from the partner.
decision.support
AnalyticsAnswers business leader questions (pricing, investment, headcount, product mix) with financial impact models in minutes.
alert.surface
IntelligenceProactively surfaces financial signals to the BU leader — margin drift, cost overrun, revenue risk — before they appear in reports.
budget.track
FinanceTracks every cost centre, headcount, and capex line against budget in real time. Flags variances and projects year-end outturn.
narrative.translate
GenAIConverts financial data into business-friendly language for BU leaders who aren't finance specialists.
collab.sync
PlatformKeeps BU plan data, business commentary, and approval decisions synchronised between the BU and the corporate FP&A platform.
Persona · FP&A Leadership
Head of FP&A
Orchestrates the enterprise-wide connected planning network and governs the agent policy that every planning model uses. Accountable for the quality, speed, and strategic relevance of the entire FP&A function.
◉ Orchestrator
Dashboard · Enterprise-Wide Connected Planning
Head of FP&A — Control Hub
14 BUs · 8 geographies · 8 agent domains
◉ Plan Confidence
91.4%
Composite · all BUs
◉ Agent Network Health
100%
8 of 8 domains live
◉ Strategic Alignment Score
88%
Plan vs long-range
◉ Planning Cycle Time
<1 day
From 6 weeks · continuous
FP&A Agent Domains · Status8 domains
| Agent Domain | Status | Owner Persona | Key KPI | Last Updated |
|---|---|---|---|---|
| Revenue Forecasting | Live | Financial Analyst | 88.4% accuracy | Live |
| Cost Intelligence | Live | Cost / Margin Analyst | 94% driver coverage | Live |
| Scenario Engine | Live | Senior Analyst | 14 scenarios active | Live |
| Cash Forecasting | Live | Treasury Analyst | 94.2% accuracy | Live |
| Workforce Planning | Live | Corporate FP&A Mgr | 98.4% vs budget | Live |
| Capex Optimisation | Building | BU Finance Partner | 84% utilisation | Apr 20 |
| M&A Modelling | Building | Strategic Finance Mgr | IRR coverage 94% | Apr 18 |
| Disclosure Drafting | Live | Head of FP&A | 18 decisions QTD | Live |
Enterprise Alignment · 14 BUs RAG Status
Agent Skills · Low-Code Foundation
Head of FP&A — Skills Library
Skills that power the Head of FP&A orchestration layer. The Head governs standards and strategy; the agent network executes across every domain.
◉ 6 skills
network.orchestrate
PlatformConnects all planning agents across BUs, geographies, and functions into a single coherent enterprise model. Owns the integration layer.
policy.govern
GovernanceMaintains planning standards — assumption hierarchies, methodology rules, materiality thresholds — and deploys to all agents.
talent.redeploy
WorkforceAnalyses FP&A team capacity freed by agents and recommends redeployment to higher-value analysis and business partnering.
function.bench
IntelligenceBenchmarks FP&A function cost, speed, and quality against industry peers. Identifies where the function leads or lags.
exec.brief
GenAIProduces the CEO/CFO planning brief — outlook, risks, opportunities, recommended actions — from the live enterprise model on demand.
transformation.track
AnalyticsMonitors the FP&A transformation programme — agent rollout, cycle time improvement, accuracy gain — against the roadmap.
Persona · Treasury & Cash Forecasting
Treasury / Cash Forecasting Analyst
Uses AI-driven cash forecasting to optimise liquidity, capture yield, and pre-empt cash risk zones. Moves from building daily cash reports to managing the treasury function's AI-generated position.
◉ Predictive liquidity
Dashboard · AI-Driven Cash Management
Liquidity & Cash Forecast Control
Global · 14 entities · 22 currencies
Cash Position
$284M
Global · 22 currencies
Forecast Accuracy (13w)
94.2%
▲ +28pp vs manual
Cash Risk Zones
3
Next 30 days
Yield Captured
$1.4M
YTD on surplus placement
Undrawn Facilities
$480M
Available · headroom
13-Week Cash Forecast · Weeks 1–6Daily refresh
| Week | Opening | Inflows | Outflows | Closing | vs Forecast | Risk |
|---|---|---|---|---|---|---|
| Wk 1 | $284M | $62M | $48M | $298M | +$2M | Clear |
| Wk 2 | $298M | $54M | $72M | $280M | −$4M | Clear |
| Wk 3 | $280M | $44M | $86M | $238M | −$8M | Risk |
| Wk 4 | $238M | $68M | $52M | $254M | +$1M | Clear |
| Wk 5 | $254M | $58M | $61M | $251M | +$3M | Clear |
| Wk 6 | $251M | $72M | $64M | $259M | −$2M | Clear |
Cash Risk Zones · Next 30 Days3 zones
Week 3 · High Severity
Currency mismatch · €42M
EUR outflow vs USD position. Recommended: spot conversion or FX forward.
Week 7 · Medium Severity
Working capital trough
AR collection lag meets AP cycle peak. Recommended: draw on RCF $40M.
Week 11 · Medium Severity
Debt maturity · $120M
Term loan repayment. Recommended: refinance via bond market or extend facility.
Agent Skills · Low-Code Foundation
Treasury / Cash Forecasting Analyst — Skills Library
Skills that power the Treasury Agent. The analyst manages policy, approves hedges, and optimises placement; the agent forecasts, monitors, and connects.
◉ 6 skills
cash.forecast
MLProduces a 13-week daily cash forecast per entity and currency from AR aging, AP due dates, payroll, tax, and capex schedules.
liquidity.optimise
FinanceRecommends optimal cash placement: sweep to money-market, inter-company loan, or short-term investment — based on duration and rate.
fx.hedge
TreasuryMonitors FX exposures from AR, AP, and intercompany positions. Proposes hedges and executes within approved policy limits.
risk.zone
PredictiveForecasts future cash risk zones — shortfalls, concentration, covenant pressure — 30/60/90 days ahead with mitigation options.
bank.connect
PlatformAggregates real-time balances from 22+ bank connections. Cash position known continuously, not just at day-end.
covenant.monitor
ComplianceTracks financial covenants (leverage, coverage, liquidity ratios) continuously against actual and forecast data. Alerts before breach.
Persona · Strategic Finance
Strategic Finance Manager
Leverages predictive models and long-range scenarios to inform investment decisions, resource allocation, and enterprise strategy. Brings financial rigour to the strategy table — powered by AI.
◉ Strategic lens
Dashboard · Predictive Scenarios & Long-Range Strategy
Strategic Finance Intelligence Hub
5-year horizon · 12 strategic initiatives
Strategic Initiatives
12
$2.8B 5-year investment
IRR Coverage
94%
AI-modelled · human-reviewed
Scenario Freshness
<1d
Always-current
Decisions Supported
18
QTD · board and exec level
Strategic Initiative Portfolio12 initiatives
| Initiative | Investment | IRR | Payback | Risk | Status |
|---|---|---|---|---|---|
| Digital Platform Buildout | $480M | 24% | 4.2yr | Med | Active |
| APAC Market Entry | $320M | 18% | 5.8yr | High | Active |
| Supply Chain Modernisation | $240M | 31% | 3.1yr | Low | Active |
| M&A Target Alpha | $680M | 16% | 6.4yr | High | Modelling |
| Sustainability Transition | $180M | 12% | 8.2yr | Med | Active |
| Legacy ERP Replacement | $140M | 22% | 4.8yr | Low | Hold |
Long-Range Scenarios · 5-Year Key Metrics
Agent Skills · Low-Code Foundation
Strategic Finance Manager — Skills Library
Skills that power the Strategic Finance Agent. The manager frames strategy and signs investment recommendations; the agent models, screens, and stress-tests.
◉ 6 skills
irr.model
FinanceBuilds discounted cash flow models for every capital allocation decision. Handles terminal value, tax shield, working capital, and scenario sensitivity.
scenario.longrange
AnalyticsRuns 5–10 year scenarios from macro, market, and business assumptions. Refreshed as inputs change — not once a year.
m&a.screen
IntelligenceScreens acquisition targets against strategic criteria, synergy potential, and financial fit. Produces ranked shortlist with preliminary valuation.
capital.allocate
FinanceOptimises capital allocation across the portfolio of initiatives by maximising risk-adjusted return within capital constraints.
risk.scenario
PredictiveStress-tests investment cases against downside scenarios — demand shock, rate rise, competitor response — with probability-weighted outcomes.
strategy.brief
GenAIProduces board-ready strategic finance briefings — investment thesis, scenario analysis, recommendation — with source data linked.